Terms and Conditions

To show our respect, we protect personal information that we collect.

  Terms and Conditions

These Terms and Conditions written on this webpage shall manage your use of our website, whether personally or on behalf of an entity (“you”) and Stronghold Insurance Company, Inc. (“Company”, “we”, “us”, or “our”), concerning your access to and use of the www.strongholdinsurance.cem.ph website as well as any other media form or linked (the “Site”).

You agree that by accessing the Site, you have read, understood, and agreed to accept all Terms and Conditions written in here. You must not use this Site if you disagree with any of these Terms and Conditions.

Intellectual Property Rights

Other than the content you own, under these Terms, Stronghold Insurance Company Inc. and/or its licensors own all the intellectual property rights and materials contained in this Site. Unless other indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the Philippine Republic and jurisdictions.

User Representations

By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with the Terms and Conditions; (2) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (3) you will not use the Site for any unauthorized purpose.

Online Transactions

By accessing or using the Site, you can make certain transactions through online. These transactions are not declared final unless we receive, process, and confirm the transaction.

The payments used in the service may be completed via Visa or MasterCard credit cards. We are not held liable in the online payment, but through a third party provider. You are hereby responsible to verify that all the details and information are correct. We are not compelled for transactions which are incorrect that occurs from delays, loss of data and system problems for such incidents. You will receive a confirmation email once the payment has been received.

Once the transaction has been paid, it cannot be cancelled. All payments made are final. We are not held responsible for any refusal or reversal of payments, which shall be discussed between you and your credit card provider.

Restrictions

You may not access or use the Site for any purpose other than that for which we make the Site available. You are specifically restricted from all of the following:

1. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means.

2. Use the Site to advertise or offer services.

3. Engage in any data mining, robots, or similar data gathering and extraction tools.

Contribution License

By posting your Contributions to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, non-exclusive, and license to host, use, copy, reproduce, disclose, publish, broadcast, retitle, archive, store, cache, publicly display, reformat, translate, transmit, and distribute such Contributions for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing.

Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgement or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions.

Third-Party Websites and Content

The Site may contain (or you may be sent via the Site) links to other websites (“Third-Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties (“Third-Party Content”). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content are posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms and Conditions no longer govern.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We will not be liable to you or any third party for any modification, change, suspension, or discontinuance of the Site.

We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by you inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms and Conditions will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.

Governing Law and Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Philippines, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Philippines for the resolution of any disputes.

Disclaimer

The Site is provided on as-is and as-available basis. You agree that your use of the Site and our services will be at your sole risk to the fullest extent permitted by law. We disclaim all warranties, express or implied, in connection with the Site and your use thereof, including, without limitation, the implied warranties. We make no warranties or representations about the accuracy or completeness of the Site’s content or the content of any websites linked to the Site we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the Site, (3) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein, (4) any interruption or cessation of transmission to or from the Site, (5) any bugs, viruses, Trojan horses, or the like which may be transmitted to or through the Site by any third party. We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Site, any hyperlinked website featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

Limitations of Liability

In no event shall Stronghold Insurance Company Inc., nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Site whether such liability is under contract. Stronghold Insurance Company Inc., including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Site.

Indemnification

You hereby indemnify to the fullest extent Stronghold Insurance Company Inc. from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

Stronghold Insurance Company, Inc.

17/F, Security Bank Centre, 6776 Ayala Avenue, Makati City, NCR 1226 Philippines

Phone: (632)891-1329 to 37

Fax: (632)891-13-26 / (632)815-22-33 / 891-16-40

Email: info@strongholdinsurance.com.ph