Celebrates 66 Years of Excellence with Prestigious AM Best Credit Ratings

Stronghold Insurance Celebrates 66 Years of Excellence with Prestigious AM Best Credit Ratings MAKATI, PHILIPPINES – March 20, 2026 – As Stronghold Insurance Company, Inc. prepares to celebrate its 66th anniversary this March 21, the company is marking the milestone with a significant international validation of its financial health. AM Best, the world’s leading insurance rating agency, has assigned Stronghold a Philippines National Scale Rating of a.PH (Excellent), reflecting the company’s robust capital position and its remarkable ascent within the industry. The rating announcement serves as a crowning achievement for a journey that began on March 21, 1960. Starting as a small local firm, Stronghold has evolved over six and a half decades into a dominant force in the Philippine insurance landscape. By 2025, the company’s strategic growth propelled it into the Top 5 non-life insurers in the country, a testament to its enduring stability and vision. A Legacy of Strength In its assessment, AM Best highlighted Stronghold’s balance sheet strength as "strong," supported by risk-adjusted capitalization that is expected to remain at high levels over the medium term. This financial foundation is the result of 66 years of disciplined earnings retention and a conservative investment strategy primarily focused on Philippine government bonds and liquid assets. "This 'Excellent' National Scale Rating from AM Best is the perfect gift for our 66th anniversary," said the leadership at Stronghold. "It validates the journey we began in 1960—transforming from a modest operation into a Top 5 industry leader. Our 'Strong' balance sheet and 'Stable' outlook are promises kept to our policyholders who have trusted us for generations." Operational Excellence and Future Vision AM Best’s report also recognized Stronghold’s consistent operating performance, noting steady improvements in combined ratios and a diversified underwriting portfolio led by Fire, Surety, and Motor lines. The agency underscored that Stronghold’s operating earnings remain positive, bolstered by consistent underwriting results and stable investment income. As Stronghold enters its 66th year, the company remains committed to its trajectory of market leadership. With a market share that continues to expand—driven by significant growth in large-scale fire insurance policies—Stronghold is well-positioned to navigate the evolving risks of the Philippine market while maintaining the "Excellent" standards validated by AM Best. About Stronghold Insurance Company, Inc. Founded on March 21, 1960, Stronghold Insurance Company, Inc. is a leading non-life insurance provider in the Philippines. Over 66 years, it has grown from a boutique firm into one of the nation's Top 5 insurers, providing comprehensive protection through Fire, Motor, Marine, Surety, and Miscellaneous Casualty insurance. About AM Best AM Best is a global credit rating agency, news publisher, and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries.