Comprehensive General Liability (CGL) Insurance provides protection against certain third-party bodily injury and property damage liabilities arising from business operations. Some local government units or licensing authorities may require this coverage, depending on the applicable regulations and business activity.

The Policy affords protection to various types of establishments against financial and legal liabilities that may be incurred for damages to another party’s property (property damage liability) or injury to another person (bodily injury liability) arising from its business operation.

Aside from the basic Premises Operations coverage, it also includes insurance protection against certain risks such as Elevator Hazard, Independent Contractor’s Hazards, Product Hazards and Contractual Hazard.