Products

Comprehensive General Liability (CGL)

There are three parties to the Contract of Suretyship: 1.) The Surety Company which provides and guarantees on behalf of another party the performance of an obligation. 2.) The Principal in whose behalf the guaranty is executed or the bond is issued for the performance of an obligation in favor of the third party. 3.) The Obligee, where the Company undertakes to indemnify for whatever loss he might suffer if the Principal fails to comply with his contractual obligations. Stronghold Insurance, your Surety Company, offers a diverse type of bonds that caters to the surety or bonding requirements in favor of private or government entities whether it be for Individual, Single Proprietor, Corporation, Non-Government Organization and Cooperatives. With our technical expertise on this particular line, we can assure our clients of quick response to your questions or requests.

Proprietors of Industrial Firms, Construction Firms, including Real Estate Developers and similar establishments, need insurance coverage on their fixed or movable heavy equipment like cranes, pay loaders, cargo handling equipment, backhoe, graders, forklifts, bulldozers, generator set and similar apparatus. Damages sustained on the properties covered due to any of the perils insured against can be compensated through a Property Floater Insurance. Our Property Floater Insurance policy provides protection against special types of risks which include direct physical loss or damage from external causes such as fire, theft, overturning, collision and malicious damage to these types of properties.

Businessmen rely on the transportation industry to move their finished and unfinished goods either via land, sea and air to their respective destinations. What if during the time that the cargo being transported is damaged or lost due to perils of the sea, or because of robbery or the vehicle overturn, or on account of other perils? Stronghold Insurance provides insurance protection to the goods being transported. The owner can recover the losses sustained by the cargo in accordance with the terms and conditions provided in the policy. We also offer Marine Hull Insurance covering covering the ship or vessel's machinery and equipment. Let us therefore protect your cargo and the vessel from perils of the sea and other contingencies to ensure that your business and the allied services run smoothly as ever.

Imagine that your house where you and your family lives or the business that you have put up through the years will be gone in an instant due to fire. With no insurance protection against fire, the loss will put you in financial distress. Do not let this situation happen to you. When you secure a Fire and/or Lightning insurance coverage from Stronghold Insurance, we will help you get back on your feet again when the misfortune happens. Our Company will pay for the losses sustained by the property insured due to fire up to the maximum amount of coverage indicated in the policy. The coverage can include loss or damage due to earthquake, typhoon, flood and extended coverage.

Accidents do happen. And when it does, there should be an insurance protection in place to help defray expenses that may be incurred in case there is a need for medical attention. Let your financial worries be taken care of by Stronghold Insurance's Personal Accident Policy. The coverage includes accidental death, permanent disablement, temporary, total/partial disablement and dismemberment with an option to include Unprovoked Murder and Assault coverage. Our Personal Accident Policy is available for individual or groups such as family, students, passengers and employees/workers of establishments.

Your car is one of your most cherished possessions. You invest so much money in it to the extent of securing a mortgage loan for you to buy it. You always want it to be in good condition since you use the car for leisure or for business or when going to the office and back home. For your peace of mind, Stronghold Insurance offers you our Motor Car Insurance Policy to indemnify losses on account of theft or physical damage sustained by your vehicle due to traffic accident or malicious damage by a third party. The coverage can also be extended to include legal liability against accident to third party arising out of the use of your vehicle resulting to property damage or bodily injury/death. Our motor car insurance provides coverage to Private Cars, Commercial Vehicles, Motor Trade or Motorcycle Policies.

COMPULSORY INSURANCE COVERAGE FOR AGENCY-HIRED MIGRANT WORKERS Republic Act (RA) No. 10022 (an Act amending RA8042 otherwise known as the Migrant Workers and Overseas Filipinos Act of 1995, as amended, further improving the standard of protection and promotion of the welfare of Migrant Workers, their families and Overseas Filipinos in distress and for other purpose) requires the Compulsory Insurance coverage of Overseas Filipino Workers. Stronghold Insurance Co., Inc. and Philippine Life Financial Assurance Corporation banded together to provide Non-life and Life insurance coverage respectively to our Migrant Workers. The provider of our Travel Assistance Program for Overseas Filipino Workers is IBERO Asistencia that can be contacted 24/7 thru the assigned dedicated Hotline Number 00 632 459 4786.